Funny, I could have sworn all of the characters I created started with 150 lessons and then gained more lessons when I gained levels... I must be crazy. Without a single credit, you can be a decent combatant, to be top tier you need to buy credits or aquire them in game AS WELL as know your skills.
As has been proven time and again, just buying a good system doesn't make you a good fighter, but it can make someone better than they were without it. Play one of the games for a while, or even read the combat section of the forums to see the level of skill needed in actually mounting an offence, systems are used only for defence and are never perfect. A skillful player knows how to attack, when to attack and what to attack with. They will also know the times a system cannot handle it, and how to cure themselves manually to get the system back on track.
In 6+ years of playing IRE games, I have not once seen a perfect system. I've seen plenty of near perfect systems, but they are not perfect and still need player input at times to get the curing correct. As most good fighters will tell you, it's better to build your own than buy it, then you know the quirks of the system far better.
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